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Major changes in the enforcement of court decisions are being prepared in Ukraine. The Verkhovna Rada of Ukraine adopted the Law of Ukraine “On Amendments to Certain Legislative Acts of Ukraine Regarding the Improvement of the Procedure for Enforcement of Court Decisions and the Digitalization of Enforcement Proceedings” (bill No. 14005), which is expected to significantly change the approach to debt recovery.

The main goal of the innovations is to maximize process automation, expand enforcement officers’ access to financial information, and minimize opportunities for debtors to evade their obligations.

Key changes in debt recovery

Mandatory bank details in claims

From now on every claim for the recovery of funds must include the claimant’s bank details or a method for receiving the funds.

This innovation allows:

• reducing the number of additional steps required to transfer funds;
• speeding up enforcement of court decisions;
• minimizing technical delays.

As a result, the procedure becomes more transparent and efficient.

Electronic enforcement documents

The law introduces the possibility for enforcement documents to exist in fully electronic form using KEP (qualified electronic signature).

This means:

• abandoning paper forms;
• faster initiation of enforcement proceedings;
• reduced bureaucratic burden.

The digital format significantly simplifies interaction between all participants in the process.

Expansion of the Automated Enforcement Proceedings System (AEPS)

The AEPS becomes the central tool in the work of enforcement officers.

Now the system:

• ensures execution of all enforcement actions;
• creates and stores documents;
• provides parties with online access to case materials;
• integrates with banks, registries, and financial institutions.

Effectively, the process of enforcing court decisions is being fully digitalized.

Electronic document flow

All documents can be sent through electronic offices.

This provides the ability to:

• receive documents instantly;
• avoid postal delays;
• manage the case entirely online.

Although creating an electronic office is not formally mandatory, full participation in the process becomes difficult without it.

Unified debtor register — a tool of real impact

The Unified Debtor Register becomes not just an information database but a full-fledged control mechanism.

Main changes include:

• automatic entry into the register;
• integration with AEPS and other registries;
• mandatory checks by notaries, banks, and registrars.

This means that:

• transactions involving property can be blocked;
• debtors lose the ability to hide assets;
• control over transactions becomes systematic.

Strengthening control over debtors’ finances

Full access for enforcement officers to bank data

Enforcement officers gain access to:

• accounts and electronic wallets;
• transactions;
• payment references;
• bank safes.

This significantly restricts banking secrecy within the scope of enforcement proceedings.

Automatic freezing of funds

If a debtor’s accounts are known, a freeze is imposed immediately after the opening of proceedings.

Advantages:

• no delays;
• rapid blocking of assets;
• increased recovery efficiency.

Priority of funds over other property

Recovery is prioritized from:

• cash funds;
• electronic money;
• bank valuables.

Only if these are insufficient will other property be targeted.

This makes the process more logical and quicker.

Obligation of banks to report on accounts

Financial institutions are required to inform about the opening and closing of debtors’ accounts on the day the operation occurs.

This prevents:

• hiding new accounts;
• removal of funds;
• financial manipulations.

Control over debtor’s property

Prohibition on alienation of property

Persons entered into the debtor register may be refused:

• notarial actions;
• registration of rights;
• concluding contracts.

Risk of contracts being declared invalid

If property is alienated to avoid enforcement of a decision:

• transactions can be challenged;
• contracts may be declared invalid.

This makes “rewriting” property a risky strategy.

Control over real estate, vehicles and securities

Before transactions are made, the person’s status in the debtor register is mandatorily checked.

Control covers:

• real estate;
• vehicles;
• investment assets.

Thus, practically all types of property are under supervision.

Continuous asset monitoring

Enforcement officers are required to regularly check the debtor’s status:

• accounts — at least once every 2 weeks;
• property — at least once every 3 months.

This means continuous control and prompt response to changes.

Benefits for claimants and debtors

For claimants:

• faster enforcement of decisions;
• reduced bureaucracy;
• effective asset discovery.

For debtors:

• quick removal of freezes after debt repayment;
• protection of single housing (under certain conditions);
• procedural transparency.

Protection of the debtor’s primary residence

The law provides important guarantees:

• if the debt does not exceed 50 minimum wages — the residence is not subject to recovery;
• exceptions: mortgage, harm to life/health, criminal offenses;
• additional protection applies to servicemembers.

This ensures a balance between creditors’ rights and social guarantees.

Conclusion

The new law radically changes the system of enforcement of court decisions in Ukraine. It becomes:

• digital;
• automated;
• significantly tougher for debtors;
• more effective for claimants.

After coming into force (expected 6 months after official publication following the President’s signature), these changes will create a new reality in the field of debt recovery.

Get a consultation from professional debt recovery attorneys and choose the best terms of cooperation.