{"id":26652,"date":"2021-05-13T18:22:51","date_gmt":"2021-05-13T15:22:51","guid":{"rendered":"https:\/\/poshuk.info\/categories\/business-licensing-in-ukraine\/litsenziya-na-finansovi-posluhy\/"},"modified":"2026-07-29T17:32:13","modified_gmt":"2026-07-29T14:32:13","slug":"financial-services-license","status":"publish","type":"page","link":"https:\/\/poshuk.info\/en\/categories\/business-licensing-in-ukraine\/financial-services-license\/","title":{"rendered":"Financial Services License"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"26652\" class=\"elementor elementor-26652 elementor-6339\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b54b4ec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b54b4ec\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b0c0186\" data-id=\"b0c0186\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eef83dd elementor-widget elementor-widget-text-editor\" data-id=\"eef83dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A financial services license on Poshuk.info is:<\/p>\n<ul>\n<li>\n<p>professional companies that provide services for obtaining licenses;<\/p>\n<\/li>\n<li>get favorable terms from law firms;<\/li>\n<li>choose the optimal offer for obtaining a license for financial activities in Ukraine.<\/li>\n<\/ul>\n<p>Submit a request and receive professional advice and offers for obtaining a license for finance.<\/p>\n<p><a class=\"button-zadaty-pytannya\" href=\"#zapyt-poslugy\">Submit a request *<\/a><\/p>\n<p><span id=\"span-pod-zupytom\">* by submitting a request on the Poshuk.info website, it will be received by all verified legal and advocacy companies that are subscribed to this category of services, so you can get maximum information from various professional sources and choose the best term.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-afe1b7e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"afe1b7e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-aaf4896\" data-id=\"aaf4896\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9d0f333 elementor-widget elementor-widget-listings\" data-id=\"9d0f333\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"listings.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"directorypress-elementor-listing-widget\"><div class=\"listing-parent\" id=\"directorypress-handler-0d19d97c4a71be53ae6356eb0a8b2bf8\" data-handler-hash=\"0d19d97c4a71be53ae6356eb0a8b2bf8\"><script>\r\n\t\t\tdirectorypress_handler_args_array[\"0d19d97c4a71be53ae6356eb0a8b2bf8\"] = {\"handler\":\"directorypress_listings_handler\",\"base_url\":\"https:\\\/\\\/poshuk.info\\\/en\\\/categories\\\/business-licensing-in-ukraine\\\/financial-services-license\\\/\",\"directorytypes\":\"1\",\"perpage\":null,\"onepage\":0,\"listing_post_style\":1,\"listing_post_style_mobile\":\"\",\"has_sticky_has_featured\":0,\"order_by\":\"post_date\",\"order\":\"ASC\",\"hide_order\":0,\"hide_count\":0,\"hide_paginator\":0,\"show_views_switcher\":1,\"listings_view_type\":\"list\",\"listings_view_grid_columns\":4,\"grid_padding\":15,\"masonry_layout\":0,\"2col_responsive\":0,\"wrap_logo_list_view\":0,\"hide_content\":0,\"summary_on_logo_hover\":0,\"carousel\":0,\"carousel_show_slides\":4,\"carousel_slide_width\":250,\"carousel_slide_height\":300,\"carousel_full_width\":0,\"author\":0,\"paged\":1,\"include_categories_children\":0,\"include_get_params\":1,\"categories\":\"345\",\"locations\":\"0\",\"packages\":\"0\",\"related_directory\":0,\"related_categories\":0,\"related_locations\":0,\"related_tags\":0,\"scrolling_paginator\":0,\"scroll\":0,\"desktop_items\":3,\"mobile_items\":1,\"tab_items\":2,\"autoplay\":0,\"loop\":0,\"owl_nav\":0,\"delay\":1000,\"autoplay_speed\":1000,\"gutter\":30,\"slider_arrow_position\":\"absolute\",\"slider_arrow_icon_pre\":\"fas 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data-e-type=\"section\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e486254\" data-id=\"e486254\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8041bbb elementor-widget elementor-widget-text-editor\" data-id=\"8041bbb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div id=\"zapyt-poslugy\">\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f26657-o1\" lang=\"uk\" dir=\"ltr\" data-wpcf7-id=\"26657\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/en\/wp-json\/wp\/v2\/pages\/26652#wpcf7-f26657-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"\u041a\u043e\u043d\u0442\u0430\u043a\u0442\u043d\u0430 \u0444\u043e\u0440\u043c\u0430\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"26657\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.6\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"uk\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f26657-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7cf_hidden_group_fields\" value=\"[]\" \/><input type=\"hidden\" name=\"_wpcf7cf_hidden_groups\" value=\"[]\" \/><input type=\"hidden\" name=\"_wpcf7cf_visible_groups\" value=\"[]\" \/><input type=\"hidden\" name=\"_wpcf7cf_repeaters\" value=\"[]\" \/><input type=\"hidden\" name=\"_wpcf7cf_steps\" value=\"{}\" \/><input type=\"hidden\" name=\"_wpcf7cf_options\" value=\"{&quot;form_id&quot;:26657,&quot;conditions&quot;:[{&quot;then_field&quot;:&quot;group-149&quot;,&quot;and_rules&quot;:[{&quot;if_field&quot;:&quot;radio-563&quot;,&quot;operator&quot;:&quot;equals&quot;,&quot;if_value&quot;:&quot;Offer by mail&quot;}]},{&quot;then_field&quot;:&quot;group-56&quot;,&quot;and_rules&quot;:[{&quot;if_field&quot;:&quot;radio-563&quot;,&quot;operator&quot;:&quot;equals&quot;,&quot;if_value&quot;:&quot;By phone&quot;}]}],&quot;settings&quot;:{&quot;animation&quot;:&quot;yes&quot;,&quot;animation_intime&quot;:200,&quot;animation_outtime&quot;:200,&quot;conditions_ui&quot;:&quot;normal&quot;,&quot;notice_dismissed&quot;:false,&quot;repeater_remove_button&quot;:&quot;bottom&quot;}}\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<p id=\"form-main-p\">Creating a request in the category: <strong>\u00abFinance License\u00bb<\/strong>.<br \/>\nTo receive detailed advice, please provide your name, phone number or e-mail, and describe your question in more detail.\n<\/p>\n<p><label>How would you like to receive advice?<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"radio-563\"><span class=\"wpcf7-form-control wpcf7-radio\"><span class=\"wpcf7-list-item first\"><label><input type=\"radio\" name=\"radio-563\" value=\"By phone\" \/><span class=\"wpcf7-list-item-label\">By phone<\/span><\/label><\/span><span class=\"wpcf7-list-item last\"><label><input type=\"radio\" name=\"radio-563\" value=\"Offer by mail\" \/><span class=\"wpcf7-list-item-label\">Offer by mail<\/span><\/label><\/span><\/span><\/span>\n<\/p>\n<p><label> Your name<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span><br \/>\n<\/label>\n<\/p>\n<div data-id=\"group-56\" data-orig_data_id=\"group-56\"  class=\"\" data-class=\"wpcf7cf_group\">\n\t<p><label> Phone<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"tel-856\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-text wpcf7-validates-as-tel\" aria-invalid=\"false\" placeholder=\"+38067111111111\" value=\"\" type=\"tel\" name=\"tel-856\" \/><\/span><br \/>\n<\/label>\n\t<\/p>\n<\/div>\n<div data-id=\"group-149\" data-orig_data_id=\"group-149\"  class=\"\" data-class=\"wpcf7cf_group\">\n\t<p><label> Your email (required)<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span><br \/>\n<\/label>\n\t<\/p>\n<\/div>\n<p><label> Additional information<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-message\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea\" aria-invalid=\"false\" name=\"your-message\"><\/textarea><\/span><br \/>\n<\/label>\n<\/p>\n<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Send\" \/>\n<\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a61d70f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a61d70f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a7541f9\" data-id=\"a7541f9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-227e9e4 elementor-widget elementor-widget-text-editor\" data-id=\"227e9e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Licensing of financial activities, financial companies. License for finance, financial services.<\/h2>\n<p>Contents<\/p>\n<p>1. <a href=\"#top1\">License for financial services<\/a><br \/>2. <a href=\"#top2\">Licensing of factoring companies<\/a><br \/>3. <a href=\"#top3\">License for leasing companies<\/a><br \/>4. <a href=\"#top4\">Licensing of pawnshops<\/a><br \/>5. <a href=\"#top5\">Licensing of credit unions<\/a><br \/>6. <a href=\"#top6\">Licensing of lending and microcredit<\/a><br \/>7. <a href=\"#top7\">License for foreign exchange transactions<\/a><br \/>8. <a href=\"#top8\">Procedure for obtaining a license<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e22bf0c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e22bf0c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6a26fe0\" data-id=\"6a26fe0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e540f57 elementor-widget elementor-widget-text-editor\" data-id=\"e540f57\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Financial services in Ukraine may only be provided after completing the authorisation procedure established by law. The specific requirements depend on the type of institution, the range of services, the ownership structure, the amount of capital and the selected business model.<\/p>\n<p>The National Bank of Ukraine is the primary regulator of the banking and non-banking financial markets. The NBU licenses financial companies, pawnshops, credit unions, insurance companies, banks and non-banking institutions that conduct foreign exchange transactions. Capital market activities, including asset management, brokerage services and public offerings of securities, fall within the competence of the National Securities and Stock Market Commission.<\/p>\n<p>Since 1 January 2024, the principal rules governing financial companies have been established by the Law of Ukraine \u00abOn Financial Services and Financial Companies\u00bb. The authorisation procedure is regulated by Resolution No. 199 of the Board of the National Bank of Ukraine dated 29 December 2023. When preparing documents, applicants must also consider subsequent amendments to regulatory requirements, including updates that entered into force on 26 June 2026.<\/p>\n<h2 id=\"top1\">Licence for the Activities of a Financial Company<\/h2>\n<p>A financial company does not obtain a separate permit for every transaction. Instead, it receives one licence to operate as a financial company. The NBU specifies the particular financial services that the institution is authorised to provide within the scope of this licence.<\/p>\n<p>The licence may cover:<\/p>\n<ul>\n<li>granting funds and bank metals on credit;<\/li>\n<li>providing guarantees;<\/li>\n<li>factoring;<\/li>\n<li>financial leasing;<\/li>\n<li>certain financial payment services, provided that the company has met the applicable requirements of payment services legislation.<\/li>\n<\/ul>\n<p>A company may not provide a service that is not included within the scope of its licence. To expand its activities, the company must apply to the NBU and complete the procedure for amending the scope of the licence.<\/p>\n<p>Applicants must meet a comprehensive set of requirements. The NBU assesses:<\/p>\n<ul>\n<li>the transparency of the ownership structure and information about ultimate beneficial owners;<\/li>\n<li>the sources of funds used to form the authorised capital;<\/li>\n<li>the business reputation of qualifying shareholders, executives and key employees;<\/li>\n<li>the professional suitability of executives;<\/li>\n<li>the financial condition of the company and its owners;<\/li>\n<li>compliance of authorised and regulatory capital with the applicable requirements;<\/li>\n<li>the feasibility of the business plan;<\/li>\n<li>the corporate governance, internal control and risk management systems;<\/li>\n<li>the organisation of accounting, financial monitoring and consumer protection procedures.<\/li>\n<\/ul>\n<p>The outdated rule requiring a mandatory five-year work history for a director or chief accountant does not apply as a universal requirement to all financial companies. The regulator assesses the education, experience, professional competence, business reputation and ability of each person to perform the relevant duties.<\/p>\n<p>The company submits an application in the prescribed form and a package of documents to the NBU. Depending on the selected services, the package may include the charter, a description of the business model, financial statements, documents confirming the formation of capital, information about owners, questionnaires completed by executives, internal policies, audit documents and information about the management system.<\/p>\n<p>The NBU considers a complete application package submitted by a financial company within a period of up to two months. The licence is issued for an indefinite period. However, the regulator may restrict, suspend or revoke it in the event of a breach of law, failure to comply with prudential requirements or submission of inaccurate information.<\/p>\n<h3>Minimum Authorised Capital of a Financial Company<\/h3>\n<p>The minimum authorised capital depends on the range of financial services to be provided.<\/p>\n<p>The following basic thresholds apply to most financial companies:<\/p>\n<ol>\n<li>At least UAH 3 million &#8211; if the company intends to provide one relevant financial service, such as factoring, lending or financial leasing only.<\/li>\n<li>At least UAH 5 million &#8211; if the scope of the licence includes two or more financial services.<\/li>\n<li>At least UAH 10 million &#8211; if the company intends to provide guarantees either separately or together with other financial services.<\/li>\n<\/ol>\n<p>The registration of authorised capital alone does not guarantee that a licence will be granted. The funds must have a documented lawful origin and must actually be contributed. The company\u2019s regulatory capital must also comply with the requirements established by the NBU.<\/p>\n<h2 id=\"top2\">Licensing of Factoring Activities<\/h2>\n<p>There is no separate \u00abfactoring licence\u00bb under the current authorisation system. To provide factoring services, a legal entity must obtain a licence to operate as a financial company, with factoring included within the scope of that licence.<\/p>\n<p>If factoring is the company\u2019s only financial service, the minimum authorised capital is generally UAH 3 million. If the company combines factoring with lending, financial leasing or other permitted services, the minimum capital may be UAH 5 million or more, depending on the scope of the licence.<\/p>\n<p>A factoring company must have internal service rules, a system for recording agreements, proper procedures for assessing clients and debtors, a risk management system and financial monitoring mechanisms.<\/p>\n<p>A separate \u00abmonitoring department\u00bb is not a universal requirement for every company. Nevertheless, a financial institution must organise a system for preventing money laundering, terrorist financing and the financing of the proliferation of weapons of mass destruction, taking into account its status, scale of operations and risk profile.<\/p>\n<p>Where a company manages overdue consumer credit debts, it must also comply with legal requirements concerning ethical conduct, interaction with consumers and the activities of debt collection companies.<\/p>\n<h2 id=\"top3\">Financial Leasing Licence<\/h2>\n<p>To provide financial leasing services, a new company must obtain a licence to operate as a financial company, with financial leasing included within the scope of that licence.<\/p>\n<p>Legal entities that previously operated as lessors under the former rules acquired the status of financial institutions under transitional procedures, and their permits were reissued as licences for the activities of a financial company. Therefore, the previous distinction between financial institutions and ordinary legal entity lessors no longer applies in its former form.<\/p>\n<p>To obtain the right to provide financial leasing services, a company must:<\/p>\n<ul>\n<li>form authorised and regulatory capital in the required amount;<\/li>\n<li>prepare a business plan and a description of the leasing model;<\/li>\n<li>develop rules for the provision of services;<\/li>\n<li>organise the accounting of leased assets and agreements;<\/li>\n<li>ensure proper management of credit, operational and other risks;<\/li>\n<li>appoint executives who meet the professional suitability and business reputation requirements;<\/li>\n<li>comply with the Law of Ukraine \u00abOn Financial Leasing\u00bb and NBU regulations.<\/li>\n<\/ul>\n<p>If financial leasing is the company\u2019s only service, the basic minimum authorised capital is UAH 3 million. Where several financial services are combined, a higher capital requirement applies.<\/p>\n<p>A loss recorded during a particular reporting period does not automatically prohibit the company from obtaining a licence. The NBU assesses the financial condition comprehensively, including capital adequacy, sources of financing, asset quality, the feasibility of the business plan and the company\u2019s ability to meet its obligations.<\/p>\n<h3 id=\"top4\">Licensing of Pawnshops<\/h3>\n<p>A pawnshop operates on the basis of a separate pawnshop activity licence. Its principal financial service is the provision of loans to individuals secured by movable property.<\/p>\n<p>A pawnshop must be a legal entity and must comply with requirements concerning its ownership structure, capital, executives, financial condition, internal control and financial monitoring. The institution must also have appropriately equipped premises and ensure the safe storage of pledged property.<\/p>\n<p>The minimum authorised capital is:<\/p>\n<ul>\n<li>UAH 1 million &#8211; if the pawnshop provides only secured loans;<\/li>\n<li>UAH 5 million &#8211; if the institution intends to provide other permitted financial services.<\/li>\n<\/ul>\n<p>A pawnshop licence is issued for an indefinite period. The previous rule providing for a three-year licence, a subsequent five-year extension and a state fee of UAH 400 no longer applies.<\/p>\n<p>Subject to obtaining the relevant authorisation, a pawnshop may provide certain payment services or conduct transactions involving currency valuables. These rights do not arise automatically upon obtaining a pawnshop licence. Additional NBU requirements must be satisfied.<\/p>\n<h3 id=\"top5\">Licensing of Credit Unions<\/h3>\n<p>The activities of credit unions are regulated by the new Law of Ukraine \u00abOn Credit Unions\u00bb and NBU regulations. A credit union has a special legal status, a membership-based governance structure and operates primarily to meet the financial needs of its members.<\/p>\n<p>A credit union may obtain one of two types of licence:<\/p>\n<ol>\n<li>A standard licence &#8211; authorises the credit union to provide loans to its members and attract repayable funds and bank metals from them.<\/li>\n<li>A simplified licence &#8211; authorises the credit union to provide loans without attracting repayable funds from members.<\/li>\n<\/ol>\n<p>The scope of the licence may also include guarantees and certain financial payment services, provided that the credit union meets the applicable additional requirements.<\/p>\n<p>The outdated statement that a credit union must necessarily consist of at least 50 people living in the same city or belonging to the same trade union should not be treated as a current universal rule. The procedure for establishment, membership criteria, composition of founders and governance bodies are determined by current legislation and the credit union\u2019s charter.<\/p>\n<p>For licensing purposes, the NBU assesses:<\/p>\n<ul>\n<li>compliance with membership and legal form requirements;<\/li>\n<li>the governance structure;<\/li>\n<li>the qualifications and business reputation of executives;<\/li>\n<li>the financial condition;<\/li>\n<li>capital adequacy;<\/li>\n<li>internal regulations;<\/li>\n<li>the risk management system;<\/li>\n<li>mechanisms for protecting members\u2019 funds;<\/li>\n<li>the organisation of financial monitoring.<\/li>\n<\/ul>\n<p>The NBU makes a decision on granting a credit union licence within a period of up to 60 calendar days after receiving a complete package of documents. The licence is issued for an indefinite period.<\/p>\n<h3 id=\"top6\">Licensing of Lending and Microcredit Activities<\/h3>\n<p>To provide loans, a non-banking company must obtain a licence to operate as a financial company, with the provision of funds and bank metals on credit included within its scope.<\/p>\n<p>Ukrainian legislation does not provide for a separate universal \u00abmicrofinance institution licence\u00bb. The term \u00abmicrofinance organisation\u00bb is frequently used in commercial practice, but legally such an organisation usually has the status of a financial company authorised to provide credit.<\/p>\n<p>Before commencing operations, the lender must develop lending rules, agreement templates, creditworthiness assessment procedures, overdue debt settlement procedures and rules governing interaction with consumers.<\/p>\n<p>The company must also comply with legislation on consumer lending, advertising of financial services, personal data protection and financial monitoring, as well as NBU requirements regarding disclosure of the total cost of credit.<\/p>\n<h4>Raising Investments and Capital Market Activities<\/h4>\n<p>Ukraine does not have a universal \u00abinvestment raising licence\u00bb that may be obtained by any company or individual. Whether authorisation is required depends on the method used to raise funds.<\/p>\n<p>A company may receive contributions from shareholders, loans, repayable financial assistance or other financing under civil, corporate and tax legislation. The receipt of an investment in itself does not require a separate \u00abinvestment licence\u00bb.<\/p>\n<p>Different rules apply when raising funds involves:<\/p>\n<ul>\n<li>issuing shares, bonds or other securities;<\/li>\n<li>making a public offering of securities;<\/li>\n<li>establishing a collective investment institution;<\/li>\n<li>managing investors\u2019 assets;<\/li>\n<li>carrying out brokerage or dealer activities;<\/li>\n<li>providing investment advice as a professional activity;<\/li>\n<li>organising trading in financial instruments.<\/li>\n<\/ul>\n<p>Such activities may require registration of a securities issue, approval of a prospectus, establishment of a specialised legal entity or a licence from the National Securities and Stock Market Commission to conduct professional activities in the capital markets. An asset management company, investment firm or other professional market participant may not operate solely on the basis of ordinary state registration.<\/p>\n<p>Individuals are not issued a universal licence to invest their own funds. However, the systematic raising of funds from other persons, management of third-party assets or offering of financial instruments without proper authorisation may breach legislation governing financial services and capital markets.<\/p>\n<h3 id=\"top7\">Licence for Foreign Exchange Transactions<\/h3>\n<p>Non-banking financial institutions and postal operators may conduct foreign exchange transactions after obtaining an NBU licence for foreign exchange operations.<\/p>\n<p>The previous model under which a non-banking company could operate only as a bank agent is not a universal rule. A non-banking financial institution may conduct authorised operations in its own name on the basis of its own NBU licence. Information about the licence is entered in the relevant electronic register.<\/p>\n<p>To trade in currency valuables in cash, a company must:<\/p>\n<ul>\n<li>hold an NBU licence;<\/li>\n<li>comply with authorised and regulatory capital requirements;<\/li>\n<li>register its currency exchange offices;<\/li>\n<li>use registered settlement transaction systems;<\/li>\n<li>ensure the proper technical equipment of its premises;<\/li>\n<li>organise video surveillance, security and safe storage of currency valuables;<\/li>\n<li>comply with financial monitoring rules;<\/li>\n<li>notify the NBU of the opening, closure or amendment of information concerning exchange offices.<\/li>\n<\/ul>\n<p>The minimum authorised capital of a non-banking institution intending to trade in currency valuables in cash is UAH 3 million.<\/p>\n<p>The licence is issued for an indefinite period. The previous conditions providing for a three-year licence and a monthly payment of UAH 360 no longer apply. Currency exchange offices must be entered in the Register of Foreign Currency Exchange Offices, and the NBU must be notified of changes in their operations in accordance with the prescribed procedure.<\/p>\n<h4>Cost of Obtaining a Financial Licence<\/h4>\n<p>A tariff established by the National Bank of Ukraine is payable for reviewing the application and supporting documents. There is no single state fee of UAH 400 or another nominal fixed amount.<\/p>\n<p>The applicable tariff depends on the type of institution and the relevant procedure, including:<\/p>\n<ul>\n<li>the issue of a new licence;<\/li>\n<li>expansion of the scope of an existing licence;<\/li>\n<li>approval of a qualifying shareholder;<\/li>\n<li>consideration of documents submitted by a financial company, pawnshop or credit union;<\/li>\n<li>obtaining a licence for foreign exchange transactions.<\/li>\n<\/ul>\n<p>Tariffs, application forms and documentary requirements are amended periodically. They should therefore be checked on the official NBU website immediately before the application package is submitted.<\/p>\n<h3 id=\"top8\">Procedure for Obtaining a Licence<\/h3>\n<p>The licensing process should begin not with collecting documents, but with defining the correct operating model.<\/p>\n<p>The principal stages are:<\/p>\n<ol>\n<li>Determine the range of financial services that the company intends to provide.<\/li>\n<li>Select the appropriate type of financial institution.<\/li>\n<li>Develop the ownership structure and identify the ultimate beneficial owners.<\/li>\n<li>Form the authorised capital from verified lawful sources.<\/li>\n<li>Appoint executives and key employees who meet NBU requirements.<\/li>\n<li>Prepare the charter, business plan and internal policies.<\/li>\n<li>Organise accounting, internal control, risk management and financial monitoring.<\/li>\n<li>Pay the NBU tariff for consideration of the application package.<\/li>\n<li>Submit the application and documents electronically.<\/li>\n<li>Provide explanations or additional documents if requested by the regulator.<\/li>\n<li>Obtain the NBU\u2019s decision and verify that the relevant information has been entered in the appropriate register.<\/li>\n<\/ol>\n<p>The NBU may refuse to grant a licence where the ownership structure is not transparent, capital has been formed from unverified sources, executives do not meet the qualification requirements, documents contain inaccurate information or the business model creates risks for clients and the financial market.<\/p>\n<p>After obtaining a licence, the company must continuously comply with NBU regulations, submit reports, notify the regulator of changes in its ownership structure and management, comply with financial monitoring rules and protect consumer rights. Although the licence is issued for an indefinite period, the right to operate is maintained only while the company continues to comply with the applicable legislation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-288e91a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"288e91a\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e9dfb49\" data-id=\"e9dfb49\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c5ca300 elementor-widget elementor-widget-text-editor\" data-id=\"c5ca300\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Do you have any questions about obtaining a financial services license? Get answers by creating a request:<\/p><p><a class=\"button-zadaty-pytannya\" href=\"#zapyt-poslugy\">Submit a request *<\/a><\/p><p><span id=\"span-pod-zupytom\">* by submitting a request on the Poshuk.info website, it will be received by all verified legal and advocacy companies subscribed to this category of services, so you will be able to get maximum information from various professional sources and choose the best conditions.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e09339b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e09339b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f6f7d39\" data-id=\"f6f7d39\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e96515a elementor-widget elementor-widget-text-editor\" data-id=\"e96515a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>Business licensing:<\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-70e5426 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"70e5426\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-261274e\" data-id=\"261274e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f0ff014 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f0ff014\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c89af32\" data-id=\"c89af32\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-21f3f75 elementor-widget elementor-widget-text-editor\" data-id=\"21f3f75\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>Recent articles:<\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3ad2d0f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3ad2d0f\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3a33779\" data-id=\"3a33779\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7b05aa5 elementor-grid-2 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-posts--thumbnail-top load-more-align-center elementor-widget elementor-widget-posts\" data-id=\"7b05aa5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;classic_columns&quot;:&quot;2&quot;,&quot;pagination_type&quot;:&quot;load_more_on_click&quot;,&quot;classic_columns_tablet&quot;:&quot;2&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;load_more_spinner&quot;:{&quot;value&quot;:&quot;fas fa-spinner&quot;,&quot;library&quot;:&quot;fa-solid&quot;}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-26454 post type-post status-publish format-standard has-post-thumbnail hentry category-legal-services tag-due-diligence-en\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/poshuk.info\/en\/due-diligence-comprehensive-business-check-before-deal\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img fetchpriority=\"high\" decoding=\"async\" width=\"950\" height=\"518\" src=\"https:\/\/poshuk.info\/wp-content\/uploads\/2026\/07\/due-diligence.webp\" class=\"attachment-medium size-medium wp-image-26448\" alt=\"Due diligence - \u043a\u043e\u043c\u043f\u043b\u0435\u043a\u0441\u043d\u0430 \u043f\u0435\u0440\u0435\u0432\u0456\u0440\u043a\u0430 \u0431\u0456\u0437\u043d\u0435\u0441\u0443 \u043f\u0435\u0440\u0435\u0434 \u0443\u0433\u043e\u0434\u043e\u044e\" srcset=\"https:\/\/poshuk.info\/wp-content\/uploads\/2026\/07\/due-diligence.webp 950w, https:\/\/poshuk.info\/wp-content\/uploads\/2026\/07\/due-diligence-768x418.webp 768w, https:\/\/poshuk.info\/wp-content\/uploads\/2026\/07\/due-diligence-600x327.webp 600w\" sizes=\"(max-width: 950px) 100vw, 950px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/poshuk.info\/en\/due-diligence-comprehensive-business-check-before-deal\/\" >\n\t\t\t\tDue diligence \u2013 Comprehensive Business Check Before a Deal\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t22.07.2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Due diligence is a systematic legal, financial, tax, commercial, and operational audit of a company, asset, or potential counterparty. In Ukrainian, this term is translated as \u201cdue diligence\u201d or \u201ccomprehensive<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/poshuk.info\/en\/due-diligence-comprehensive-business-check-before-deal\/\" aria-label=\"Read more about Due diligence \u2013 Comprehensive Business Check Before a Deal\" tabindex=\"-1\" >\n\t\t\tRead more \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-26353 post type-post status-publish format-standard has-post-thumbnail hentry category-business-and-finance-in-the-eu tag-taxes-for-business-in-ireland\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/poshuk.info\/en\/taxes-for-business-in-poland-in-2026\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"950\" height=\"530\" src=\"https:\/\/poshuk.info\/wp-content\/uploads\/2026\/07\/foto-suchasnoho-ofisu-u-varshavi.webp\" class=\"attachment-medium size-medium wp-image-26335\" alt=\"\u0444\u043e\u0442\u043e \u0441\u0443\u0447\u0430\u0441\u043d\u043e\u0433\u043e \u043e\u0444\u0456\u0441\u0443 \u0443 \u0412\u0430\u0440\u0448\u0430\u0432\u0456, \u043f\u0456\u0434\u043f\u0440\u0438\u0454\u043c\u0435\u0446\u044c \u0430\u043d\u0430\u043b\u0456\u0437\u0443\u0454 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0456 \u0434\u043e\u043a\u0443\u043c\u0435\u043d\u0442\u0438, \u043d\u0430 \u0441\u0442\u043e\u043b\u0456 \u043a\u0430\u043b\u044c\u043a\u0443\u043b\u044f\u0442\u043e\u0440, \u043d\u043e\u0443\u0442\u0431\u0443\u043a \u0456 \u043f\u043e\u043b\u044c\u0441\u044c\u043a\u0456 \u0437\u043b\u043e\u0442\u0456\" srcset=\"https:\/\/poshuk.info\/wp-content\/uploads\/2026\/07\/foto-suchasnoho-ofisu-u-varshavi.webp 950w, https:\/\/poshuk.info\/wp-content\/uploads\/2026\/07\/foto-suchasnoho-ofisu-u-varshavi-768x428.webp 768w, https:\/\/poshuk.info\/wp-content\/uploads\/2026\/07\/foto-suchasnoho-ofisu-u-varshavi-600x334.webp 600w\" sizes=\"(max-width: 950px) 100vw, 950px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/poshuk.info\/en\/taxes-for-business-in-poland-in-2026\/\" >\n\t\t\t\tTaxes for Business in Poland in 2026\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t17.07.2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>How the Polish Tax System Works Business taxation in Poland depends on the legal-organizational form, residency, type of activity, turnover, and profit distribution method. A limited liability company (Sp. z<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/poshuk.info\/en\/taxes-for-business-in-poland-in-2026\/\" aria-label=\"Read more about Taxes for Business in Poland in 2026\" tabindex=\"-1\" >\n\t\t\tRead more \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-26211 post type-post status-publish format-standard has-post-thumbnail hentry category-medicine tag-crispr-en tag-genetic-disease-therapy\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/poshuk.info\/en\/gene-therapy-genetic-diseases-children-crispr\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"950\" height=\"530\" src=\"https:\/\/poshuk.info\/wp-content\/uploads\/2026\/07\/suchasna-dytyacha-henetychna-klinika.webp\" class=\"attachment-medium size-medium wp-image-26193\" alt=\"\u0421\u0443\u0447\u0430\u0441\u043d\u0430 \u0434\u0438\u0442\u044f\u0447\u0430 \u0433\u0435\u043d\u0435\u0442\u0438\u0447\u043d\u0430 \u043a\u043b\u0456\u043d\u0456\u043a\u0430, \u043b\u0456\u043a\u0430\u0440-\u0433\u0435\u043d\u0435\u0442\u0438\u043a \u0456 \u0431\u0430\u0442\u044c\u043a\u0438 \u043f\u0435\u0440\u0435\u0433\u043b\u044f\u0434\u0430\u044e\u0442\u044c \u0442\u0440\u0438\u0432\u0438\u043c\u0456\u0440\u043d\u0443 \u043c\u043e\u0434\u0435\u043b\u044c \u0414\u041d\u041a \u043d\u0430 \u043f\u0440\u043e\u0437\u043e\u0440\u043e\u043c\u0443 \u0435\u043a\u0440\u0430\u043d\u0456\" srcset=\"https:\/\/poshuk.info\/wp-content\/uploads\/2026\/07\/suchasna-dytyacha-henetychna-klinika.webp 950w, https:\/\/poshuk.info\/wp-content\/uploads\/2026\/07\/suchasna-dytyacha-henetychna-klinika-768x428.webp 768w, https:\/\/poshuk.info\/wp-content\/uploads\/2026\/07\/suchasna-dytyacha-henetychna-klinika-600x334.webp 600w\" sizes=\"(max-width: 950px) 100vw, 950px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/poshuk.info\/en\/gene-therapy-genetic-diseases-children-crispr\/\" >\n\t\t\t\tGene Therapy for Genetic Diseases in Children: What CRISPR Changes\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t15.07.2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Gene therapy for genetic diseases using CRISPR is aimed not only at reducing symptoms, but at changing the molecular cause of the disease. The name CRISPR is also pronounced as<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/poshuk.info\/en\/gene-therapy-genetic-diseases-children-crispr\/\" aria-label=\"Read more about Gene Therapy for Genetic Diseases in Children: What CRISPR Changes\" tabindex=\"-1\" >\n\t\t\tRead more \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-26171 post type-post status-publish format-standard has-post-thumbnail hentry category-legislation-of-ukraine tag-taxes-for-llcs tag-taxes-for-sole-proprietors tag-tax-legislation\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/poshuk.info\/en\/new-tax-legislation-2026-sole-proprietors-llcs-changes\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"950\" height=\"518\" src=\"https:\/\/poshuk.info\/wp-content\/uploads\/2026\/07\/suchasnyy-ukrayinskyy-pidpryyemets-i-bukhhalter-za-noutbukom.webp\" class=\"attachment-medium size-medium wp-image-26165\" alt=\"\u041d\u043e\u0432\u0435 \u043f\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u0435 \u0437\u0430\u043a\u043e\u043d\u043e\u0434\u0430\u0432\u0441\u0442\u0432\u043e 2026: \u0449\u043e \u0437\u043c\u0456\u043d\u0438\u0442\u044c\u0441\u044f \u0434\u043b\u044f \u0424\u041e\u041f \u0456 \u0422\u041e\u0412\" srcset=\"https:\/\/poshuk.info\/wp-content\/uploads\/2026\/07\/suchasnyy-ukrayinskyy-pidpryyemets-i-bukhhalter-za-noutbukom.webp 950w, https:\/\/poshuk.info\/wp-content\/uploads\/2026\/07\/suchasnyy-ukrayinskyy-pidpryyemets-i-bukhhalter-za-noutbukom-768x418.webp 768w, https:\/\/poshuk.info\/wp-content\/uploads\/2026\/07\/suchasnyy-ukrayinskyy-pidpryyemets-i-bukhhalter-za-noutbukom-600x327.webp 600w\" sizes=\"(max-width: 950px) 100vw, 950px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/poshuk.info\/en\/new-tax-legislation-2026-sole-proprietors-llcs-changes\/\" >\n\t\t\t\tNew Tax Legislation 2026: What Will Change for Sole Proprietors and LLCs\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t09.07.2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Key Tax Indicators for Business in 2026 Taxes for individual entrepreneurs (FOP) and LLCs in 2026 depend on two basic social indicators: the minimum wage and the subsistence minimum for<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/poshuk.info\/en\/new-tax-legislation-2026-sole-proprietors-llcs-changes\/\" aria-label=\"Read more about New Tax Legislation 2026: What Will Change for Sole Proprietors and LLCs\" tabindex=\"-1\" >\n\t\t\tRead more \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-26128 post type-post status-publish format-standard has-post-thumbnail hentry category-accounting-services tag-bookkeeping tag-outsourced-accountant tag-accounting-services\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/poshuk.info\/en\/outsourced-accountant-vs-in-house-accountant-benefits-small-business\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"950\" height=\"518\" src=\"https:\/\/poshuk.info\/wp-content\/uploads\/2026\/07\/bukhalter-na-autsorsi-chy-shtatnyi.webp\" class=\"attachment-medium size-medium wp-image-26123\" alt=\"\u0411\u0443\u0445\u0433\u0430\u043b\u0442\u0435\u0440 \u043d\u0430 \u0430\u0443\u0442\u0441\u043e\u0440\u0441\u0456 \u0447\u0438 \u0448\u0442\u0430\u0442\u043d\u0438\u0439 \u0431\u0443\u0445\u0433\u0430\u043b\u0442\u0435\u0440: \u0449\u043e \u0432\u0438\u0433\u0456\u0434\u043d\u0456\u0448\u0435 \u0434\u043b\u044f \u043c\u0430\u043b\u043e\u0433\u043e \u0431\u0456\u0437\u043d\u0435\u0441\u0443\" srcset=\"https:\/\/poshuk.info\/wp-content\/uploads\/2026\/07\/bukhalter-na-autsorsi-chy-shtatnyi.webp 950w, https:\/\/poshuk.info\/wp-content\/uploads\/2026\/07\/bukhalter-na-autsorsi-chy-shtatnyi-768x418.webp 768w, https:\/\/poshuk.info\/wp-content\/uploads\/2026\/07\/bukhalter-na-autsorsi-chy-shtatnyi-600x327.webp 600w\" sizes=\"(max-width: 950px) 100vw, 950px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/poshuk.info\/en\/outsourced-accountant-vs-in-house-accountant-benefits-small-business\/\" >\n\t\t\t\tOutsourced Accountant vs In-House Accountant: Which Is More Beneficial for Small Business\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t08.07.2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>For small businesses, accounting is not just about reporting and paying taxes. The quality of accounting affects the company&#8217;s financial discipline, the security of operations, and the accuracy of settlements<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/poshuk.info\/en\/outsourced-accountant-vs-in-house-accountant-benefits-small-business\/\" aria-label=\"Read more about Outsourced Accountant vs In-House Accountant: Which Is More Beneficial for Small Business\" tabindex=\"-1\" >\n\t\t\tRead more \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-26114 post type-post status-publish format-standard has-post-thumbnail hentry category-ukraine tag-nbu-decision tag-national-bank-of-ukraine\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/poshuk.info\/en\/national-bank-ukraine-nbu-decisions-impact-economy\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"950\" height=\"518\" src=\"https:\/\/poshuk.info\/wp-content\/uploads\/2026\/07\/suchasna-budivlya-tsentralnoho-banku-v-kyyevi.webp\" class=\"attachment-medium size-medium wp-image-26101\" alt=\"\u0441\u0443\u0447\u0430\u0441\u043d\u0430 \u0431\u0443\u0434\u0456\u0432\u043b\u044f \u0446\u0435\u043d\u0442\u0440\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0431\u0430\u043d\u043a\u0443 \u0432 \u041a\u0438\u0454\u0432\u0456, \u0434\u0456\u043b\u043e\u0432\u0438\u0439 \u0446\u0435\u043d\u0442\u0440\" srcset=\"https:\/\/poshuk.info\/wp-content\/uploads\/2026\/07\/suchasna-budivlya-tsentralnoho-banku-v-kyyevi.webp 950w, https:\/\/poshuk.info\/wp-content\/uploads\/2026\/07\/suchasna-budivlya-tsentralnoho-banku-v-kyyevi-768x418.webp 768w, https:\/\/poshuk.info\/wp-content\/uploads\/2026\/07\/suchasna-budivlya-tsentralnoho-banku-v-kyyevi-600x327.webp 600w\" sizes=\"(max-width: 950px) 100vw, 950px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/poshuk.info\/en\/national-bank-ukraine-nbu-decisions-impact-economy\/\" >\n\t\t\t\tNational Bank of Ukraine: How NBU Decisions Impact the Economy\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t07.07.2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>NBU decisions affect the cost of money, the hryvnia exchange rate, inflation, bank loans, deposits, government bonds, imports, exports, and the financial behavior of businesses. The National Bank of Ukraine,<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/poshuk.info\/en\/national-bank-ukraine-nbu-decisions-impact-economy\/\" aria-label=\"Read more about National Bank of Ukraine: How NBU Decisions Impact the Economy\" tabindex=\"-1\" >\n\t\t\tRead more \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\t\t\t<span class=\"e-load-more-spinner\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-spinner\"><\/i>\t\t\t<\/span>\n\t\t\n\t\t\t\t<div class=\"e-load-more-anchor\" data-page=\"1\" data-max-page=\"16\" data-next-page=\"https:\/\/poshuk.info\/en\/wp-json\/wp\/v2\/pages\/26652\/page\/2\/\"><\/div>\n\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Load more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<div class=\"e-load-more-message\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>A financial services license on Poshuk.info is: professional companies that provide services for obtaining licenses; get favorable terms from law firms; choose the optimal offer for obtaining a license for financial activities in Ukraine. Submit a request and receive professional advice and offers for obtaining a license for finance. Submit a request * * by [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":14471,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-26652","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>License for financial activities, financial services. Kyiv, Ukraine.<\/title>\n<meta name=\"description\" content=\"Professional assistance in obtaining a license to provide financial services in Ukraine. Financial company license. 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